Financial Planning
You Can Trust
Personal, expert advice on pensions, investments, mortgages and insurance.
Finances can feel complicated, overwhelming, and at times a little daunting. At NTS, we believe it doesn’t have to be that way. We’re a financial planning company based in the North West of England, and we work with people right across the UK - from young professionals buying their first home to high earners building long-term wealth. Whatever stage of life you’re at, our job is simple: to help you understand your finances better, make smarter decisions, and feel genuinely confident about your future.
With NTS Financial Advice, we’ll help you get the confidence to manage your finances smarter—not harder—and be prepared for all of life’s twists and turns.
We’re not a faceless firm. We’re a local team who take the time to get to know you. Your goals, your circumstances and what really matters to you. Whether you’re thinking about your pension, exploring your investment options, protecting your family with the right insurance, or getting on the property ladder, we’ll give you clear, honest guidance without the jargon.
Our Services
Pensions
Do you already have a pension in place that needs reviewing, or perhaps you are self employed and would like to start up a new pension? We can help you prepare financially for retirement whether you are 2 years or 20 years away.
Investments
Are you thinking about investing a lump sum or saving regularly? We can help you with saving in the most tax efficient way for you. Whether that is an ISA or general investment account, our advice will be tailored to your specific needs and circumstances.
Insurance
Life is unpredictable, and having the correct insurance in place is vitally important to make sure you, your family and your loved ones are covered in case of any unforeseen events.
Mortgages
Whether you’re a first time buyer, a home owner looking to remortgage, need help with buy-to-let mortgages or are a business looking to increase the size of your property portfolio; We can help find the right mortgage for you.
Some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
Why NTSChoosing the right financial planner is one of the most important decisions you’ll make, and we don’t take this lightly.
For nearly a decade, Nic has been helping people across the North West and beyond take control of their finances, with honest advice that’s tailored to them, not copied from a template.
We’re registered with the Financial Conduct Authority (FCA), which means you can trust that everything we do is held to the highest professional standards. But beyond the credentials, what really sets us apart is the way we work. We take time to actually listen. To understand where you are now, where you want to be, and what’s standing in the way. No jargon, no pressure, no one-size-fits-all solutions.
Whether you’re planning for retirement, growing your wealth, protecting your family, or buying your first home, you’ll always deal with real people who genuinely care about getting you the right outcome.
Because good financial advice isn’t just about money - it’s about peace of mind.
Making your money, make sense.
Raising the bar in financial adviceExceptional advice, focused on your financial future
FCA Registered
You can trust everything we do is held to the highest professional standards
Expertise
Nearly a decade of experience helping people take control of their finances.
360 Planning
Whether you’re just getting on to the property, or planning for retirement, we provide financial advice for all aspects of life.
Let’s begin the conversation.
Not sure where to start? We’re here to help. Every financial situation is unique, and we want to ensure you find the perfect fit. Reach out with any questions, or if you're ready to dive right in, schedule a free consultation today.